If I were contemplating bankruptcy then questions regarding bankruptcy would be cascading through my mind, pouring like a waterfall in the mountains, a spring snow melt. How do I go about it? Will I be able to keep my home? How do I survive, would be a few of the questions to begin with. I am a self-employed artist and cannot figure out how going bankrupt could help me in any way. If I had a job with a reliable income then I could understand that that income would be {spin]divied up|parsed out[/spin] by the courts and that I would be left enough to be able to pay my mortgage and eat and drive to make a living but without a reliable income what could I do? There is nothing reliable in terms of an income to be parsed out by the courts. If my credit cards were taken away then I really would not know how to live! Now that is a scary thought I know but that is the cycle of living, the reality of my financial situation and I do not really know how to change it. It is said that an artist was asked what she would do if she won the lottery and her answer was that she would keep on doing art shows until the money ran out.